1. Typical PCP Finance Example: Karoq 1.0 TSI 115hp. OTRP €39,550.00. Deposit / Part Exchange €12,118.90. 24 monthly payments of €219. Optional Final Payment €22,175.10. Total Cost of Credit €0.00 including acceptance fee (€75). and completion fee (€75) APR 0.0%. Maximum deposit of 31%. Offer available on all orders 1st of September 2025 to 30th of September 2025 and registered between 1st of September 2025 and 31st of October 2025. Models shown for illustrative purposes. Pricing correct as of 22nd September 2025. Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited and is subject to lending criteria. Terms and conditions apply. Volkswagen Financial Services Ireland Limited, trading as Škoda Financial Services Ireland is regulated by the Central Bank of Ireland. Warning: You may have to pay charges if you pay off a hire-purchase agreement early. If you do not meet the repayments on your hire purchase agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
Finance examples
| Typical Example | Karoq 1.0 TSI 115hp | Karoq 1.0 TSI 115hp | Karoq 1.0 TSI 115hp |
|---|---|---|---|
| Finance Offer | Personal Contract Plan | Personal Contract Plan | Hire Purchase |
| On The Road Price (OTRP) | €39,550.00 | €39,550.00 | €39,550.00 |
| Deposit | €12,118.90 | €12,086.24 | €11,902.77 |
| Duration | 24 months | 36 months | 48 months |
| Monthly Payments | €219 per month | €259 per month | €619 per month |
| Optional Final Payment | €22,175.10 | €19,350.00 | €0.00 |
| Total HP/PCP Price | €39,550.00 | €40,910.24 | €41,764.77 |
| Annual Percentage Rate (APR) | 0% | 1.9% | 3.9% |
| Total Cost of Credit | €0.00 | €1,360.24 | €2,214.77 |
| Maximum Deposit | 31% | 31% | 31% |
Terms and conditions
Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited and is subject to lending criteria. Terms and conditions apply. Volkswagen Financial Services Ireland Limited, trading as Škoda Financial Services Ireland is regulated by the Central Bank of Ireland.
Warning: You may have to pay charges if you pay off a hire-purchase agreement early. If you do not meet the repayments on your hire purchase agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.